1. Real Estate Agent: The Professional Who Facilitates the Purchase, Sale and Rental of Real Estate
The real estate agent is the specialist who acts as an intermediary between buyers, sellers, lessors and tenants. Their work goes far beyond simply showing real estate, involving a series of essential tasks to ensure that business is carried out in a safe and advantageous way for all parties involved.
Main functions:
- Search and selection of properties: The real estate agent conducts an in-depth study of the clients' preferences and needs and, based on this, suggests suitable properties.
- Valuation and pricing of real estate: The mediator conducts a detailed analysis of the market to determine the fair sale or lease value of the properties, based on location, characteristics, and comparison to similar properties.
- Accompaniment on visits: The mediator organizes and monitors visits to the properties, clarifying doubts and providing relevant information about the property and the surrounding area.
- Negotiation: It is the mediator who conducts the negotiation between the parties, helping to reach a fair and satisfactory agreement for both parties, whether buying, selling or renting.
- Formalization of the contract: The real estate agent guides clients through the process of formalizing the contract, ensuring that all legal aspects are respected and that the process is carried out safely.
- After-sales support: After the deal is concluded, the mediator can also assist with the move or even issues related to the property, providing complete follow-up.
2. Credit Intermediary (pending registration with the BdP): Finding the Best Financing Solutions for Our Customers
The credit intermediary is the professional responsible for helping customers find the best financial solutions to carry out their projects, whether it is the purchase of a property, the acquisition of a car, or even the financing of a company.
Main functions:
- Financial Profile Analysis: The credit intermediary begins by analyzing the customer's financial situation, assessing their ability to pay and their goals.
- Funding proposals: Based on the customer's profile, the intermediary presents the most appropriate credit options, whether for personal credit, car loan, mortgage, corporate credit or consolidated credit.
- Comparison of offers from various financial institutions: The credit intermediary is not linked to any particular financial institution, so it can compare the best offers from different entities, ensuring that the customer obtains the best conditions, interest rates and terms.
- Support in the application process: The credit intermediary assists the customer in preparing the necessary documentation and submitting the credit application to financial institutions.
- Approval follow-up: After the application, the intermediary keeps the customer informed of the progress of the process, resolving any issues that may arise and ensuring credit approval.
- Negotiation of conditions: In some cases, the intermediary may negotiate better credit terms for the customer, such as lower interest rates, more favorable terms, or special conditions.
3. Insurance Consultant: Ensuring the Protection and Safety of Life and Property
The insurance consultant is the professional who specializes in helping clients choose the best insurance options to protect both their assets and their lives. Its main function is to advise in a personalized way and help you choose the insurance policy that best suits your needs, especially in the life sector.
Main functions:
- Needs analysis: The insurance consultant begins by carrying out a detailed analysis of the client's profile, identifying their specific needs and objectives in terms of safety and security.
- Personalized insurance proposals: Based on this analysis, the consultant suggests the most appropriate insurance policies, whether for life, health, disability or other types of coverage in the life branch. The focus is on ensuring that the client has effective coverage that is appropriate to their circumstances.
- Explanation of coverage and conditions: The consultant clarifies all the conditions of the policy, explaining the terms, exclusions and limits of coverage, to ensure that the client fully understands what he is contracting.
- Policy management: The consultant accompanies the client throughout the term of the insurance contract, making adjustments as necessary, for example, when the client changes their living conditions or need for coverage.
- Claims support: In the event of a claim, the insurance consultant offers all the necessary support for the opening of compensation processes, ensuring that the client receives the appropriate compensation quickly and effectively.
